How long is an extended fraud alert active?

An extended fraud alert is a security measure that helps protect consumers from identity theft, particularly when they have already become victims. When activated, it is designed to last for a period of seven years. During this time, lenders and creditors are required to take additional steps to verify the identity of the individual before issuing credit or loans. This duration provides a substantial period during which a person can maintain heightened vigilance regarding their credit and identity security after experiencing fraud, allowing them time to recover and monitor their financial health without the pressure of frequent renewals of the alert status.