In financing advertisements, which of the following must be accurately stated?

In the context of financing advertisements, accurately stating the amount of the down payment is essential because it provides prospective buyers with clear and truthful information regarding the upfront cost associated with purchasing a vehicle. Transparency about the down payment helps consumers understand their financial obligations and allows them to compare offers from different dealerships or lenders effectively. Misrepresenting or failing to disclose this information could lead to misunderstandings or financial strain for buyers, potentially violating consumer protection regulations.

While details like the location of the dealer, the dealership's hours of operation, and the total value of the vehicle are important aspects of an advertisement, they do not carry the same weight of regulatory requirement when it comes to the specifics of financing. The down payment is a critical factor that influences the buyer's immediate cash flow and overall financing agreement, hence its emphasis in advertising regulations.