Which agency issues UDAP violations to dealers?

The correct agency that issues UDAP (Unfair, Deceptive, or Abusive Acts or Practices) violations to dealers is the Consumer Financial Protection Bureau (CFPB). The CFPB was established to protect consumers in the financial sector and has the authority to enforce laws related to unfair, deceptive, or abusive acts or practices.

This includes oversight over various financial institutions and businesses that offer consumer financial products or services, ensuring that dealers engage in fair practices. The agency plays a crucial role in promoting transparency and accountability in financial dealings, directly impacting how dealers operate and interact with consumers.

Other agencies listed, such as the FTC, focus on broader consumer protection issues but do not have the same specific authority over financial practices as the CFPB. The FBI pertains to law enforcement and national security matters rather than consumer financial protection. The SEC primarily regulates the securities industry, making it irrelevant in the context of UDAP violations related to dealers.