Which disclosure is NOT required by the CSA/Reg. M on a lease agreement?

In the context of the CSA (Consumer Leasing Act) and Regulation M, which govern disclosures related to lease agreements, certain information is mandated for lessees to ensure transparency and understanding of their obligations and rights. Among the disclosures that are required, one must include details such as the lessee's maintenance responsibilities, the option to purchase the vehicle at the end of the lease, and protocols for early termination.

The reason why the lessee's insurance requirements are not a required disclosure under these regulations is that insurance obligations often vary from state to state and depend on numerous factors outside the scope of the lease agreement itself. Thus, while insurance is crucial for a lessee to understand, it does not fall within the mandatory disclosures specific to the terms of the lease, as outlined by the CSA and Regulation M. Therefore, it is appropriate to conclude that this particular detail is not required to be explicitly disclosed in the lease agreement.