Which term does NOT qualify as a triggering term under TILA regulations?

The term that does not qualify as a triggering term under TILA (Truth in Lending Act) regulations is the name of the financing source. Triggering terms are specific pieces of information that, when included in advertisements, require additional disclosures to consumers to ensure they are fully informed about the costs and terms associated with a loan or financing option.

The amount or percentage of any down payment, the number of payments, and the dollar amount of any finance charge are all considered triggering terms because they directly impact the financial obligations of the borrower. Including such terms typically means that the lender must provide clear and detailed disclosures regarding the total cost of financing, including interest rates, annual percentage rates (APRs), and other pertinent information.

In contrast, the name of the financing source does not inherently impact the consumer’s understanding of the terms and conditions associated with the loan. While it identifies who is providing the credit, it does not by itself provide information about the loan's costs or requirements. Therefore, it does not require the same level of detailed disclosures as the other terms do, making it the correct answer in this context.